IPP Strategy for Business Owners: $1.58M Case Study Meet Antonio and Miranda Antonio and Miranda are both 40 years old. They have spent the last 15 years building a successful private business. Like many owner-managers, they own both an operating company and a holding company. Opco runs the active business. Holdco owns income-producing real estate, portfolio investments, and private loans. Over the years, both Antonio and Miranda have taken real T4 salaries from the business.

Innovation often comes with a price tag—but the Scientific Research & Experimental Development (SR&ED) program is one of the most generous tax incentive programs in Canada, helping businesses offset the costs of R&D. Whether you’re developing new technology, improving a process, or testing prototypes, SR&ED can provide significant financial relief. The Benefits of SR&ED Refundable tax credits – Small to mid-sized Canadian Controlled Private Corporations (CCPCs) can recover up

Introduction Hey Mike, thinking about claiming Canada’s new Multigenerational Home Renovation Tax Credit (MHRTC)? It’s a great move if you’re creating a cozy space for aging parents, a disabled relative, or grown kids who need a place to land. But here’s something you might not have considered: how does this affect your Principal Residence Exemption (PRE)—the one that usually lets you sell your home tax-free? Below, we’ll break down the MHRTC, the PRE, and how your future us